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Technology

The Future of FinTech: A Paradigm Shift in Small Business Finance

Date of Editorial Board meeting: 
Publication date: 
Monday, October 26, 2015
Abstract in English: 
Small and medium sized enterprises (SMEs) are often cited as the major driver of economies and a force in job creation, but they still have difficulty securing proper financing to prosper.
The global financial crisis of 2007-2008, coupled with higher regulation and capital costs for loans to SMEs, has made it even more difficult for SMEs to secure financing. However, the financial crisis has also created a plethora of disruptors in the FinTech area (“FinTech”, a contraction of “finance” and “technology”, is defined as the use of technology and innovative business models in financial services) who, with their innovative ways to originate, assess credit risk and fund SME loans, have provided alternative ways for SMEs to secure funding for their growth.
Over the last year, the Global Agenda Council on the Future of Financing & Capital, formed of industry leaders, academics, finance ministers and central bankers, has tackled the question of the lack of financing for SMEs, although ample cash is ready to be deployed.
This report synthesizes the authors’ efforts to take stock of what the finance industry has provided to date and how the FinTech industry has taken over some of the funding with its innovative business models and products.
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36
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The Future of Productivity

Date of Editorial Board meeting: 
Publication date: 
Monday, July 6, 2015
Abstract in English: 
Productivity is the ultimate engine of growth in the global economy. Raising productivity is therefore a fundamental challenge for countries going forward. This new OECD report on The Future of Productivity shows that we are not running out of ideas. In fact, the growth of the globally most productive firms has remained robust in the 21st century. However, the gap between those global leaders and the rest has increased over time, and especially so in the services sector. This implies that knowledge diffusion should not to be taken for granted. Future growth will largely depend on our ability to revive the diffusion machine, both within and across countries. At the same time, there is much scope to boost productivity and reduce inequality simply by more effectively allocating human talent to jobs.
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102
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APEC Connectivity Blueprint

Date of Editorial Board meeting: 
Publication date: 
Thursday, January 1, 2015
Abstract in English: 
Connectivity is the high-level framework toward which many APEC work streams will focus their efforts. The Blueprint is a strategic guide for current and future initiatives that will bring the APEC region closer together to strengthen economic integration. Connectivity is an ambitious target for a diverse regional organization such as APEC, but it is precisely that ambition that will drive strong and tangible achievements. Connectivity will be important not only for governments and businesses, but also for the APEC community as a whole. By connecting APEC’s developed and emerging growth centers, the region’s quality of growth will improve, contributing to the Asia-Pacific’s economic prosperity and resilience.
The Blueprint contains existing connectivity-related initiatives, encourages reviving those initiatives that require further progress, and proposes creating future initiatives to lead APEC progress. The Blueprint is also broad in scope and adaptable to the ever-changing conditions in the Asia-Pacific.
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88
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Finland 2020 – From thought to action

Date of Editorial Board meeting: 
Publication date: 
Friday, August 6, 2010
Abstract in English: 
The Growth Initiative working group, a working group seeking to strengthen long-term economic growth, proposes measures to boost productivity growth in Finland in the 2010s. In the long term, beyond the current economic cycle, growth in productivity will be the only driver of the nation’s average income growth or GDP per capita. In the short term, improving the employment rate is also important.
The Growth Initiative working group’s final report begins by providing a brief introduction to issues vital to productivity growth. It then presents the working group’s policy recommendations, divided under the following ten headings: 1) Science and innovation policy, 2) Education policy, 3) Life phase policy, 4) Competition policy, 5) Enterprise policy, 6) Public sector operating policy, 7) Public sector information system policy, 8) Public sector procurement policy and the general availability of publicly collected information, 9) Broadband network and intelligent transport policy and 10) Transport infrastructure policy.
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42
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A Multiverse of Exploration: The Future of Science 2021

Date of Editorial Board meeting: 
Publication date: 
Thursday, December 1, 2011
Abstract in English: 
Invisibility cloaks. The search for extraterrestrial intelligence. A Facebook for genes. These were just a few of the startling topics IFTF explored at its Technology Horizons Program conference in on the “Future of Science.” More than a dozen scientists from UC Berkeley, Stanford, UC Santa Cruz, Scripps Research Institute, SETI, and private industry shared their edgiest research driving transformations in science.
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7
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Towards the 2016 Comprehensive Review: Former experts assess UNSC Resolution 1540

Date of Editorial Board meeting: 
Publication date: 
Monday, October 26, 2015
Abstract in English: 
United Nations Security Council Resolution 1540 (2004) calls on states to prevent criminals, militant groups and other non-state actors from acquiring or using weapons of mass destruction. This monograph is based on papers that were presented and discussed at a meeting of former members of the 1540 Committee’s group of experts. The meeting took place in Cape Town, South Africa in May 2015, and was organised by the ISS in cooperation with the United Nations Office for Disarmament Affairs and using funds from voluntary contributions by the governments of the Republic of Korea and the United States of America. The monograph is a timely assessment towards the 2016 Comprehensive Review of the implementation of Resolution 1540. It covers a broad spectrum of topics and recommends better ways to combat the threat of nuclear, chemical and biological weapons. The reader is invited to explore and think critically about the international community’s efforts in this regard.
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142
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“Just Imagine!”: RICS Strategic Foresight 2030

Date of Editorial Board meeting: 
Publication date: 
Sunday, May 1, 2011
Abstract in English: 
In a changing world of work and governance, there is a widespread perception that the traditional professions are under siege. Their authority and status, their exclusive access to specialised knowledge, and their right to regulate their own affairs are all seriously being challenged. No longer able to claim special privileges as disinterested, altruistic occupational groups acting detachedly in the public interest, professions are finding their traditional values and loyalties eroded.

The challenge is coming not only from a better informed and less deferential public, but also from governments sensitive to public concerns, from the media which reflect and amplify them, and from the organisations in both public and private sectors which employ their members.

Representatives of ‘old’ professions are being asked to work in entirely different ways, and ‘new’ professions are emerging all the time in areas like management, culture, meditation, counselling and the environment.

Do we still need ‘professions’ based on the 20th century model (itself a creation of the 19th century before) – self‐appointed, self‐assessed and self‐serving guardians of standards, values and social stability?
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113
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Concurrent Design Foresight

Date of Editorial Board meeting: 
Publication date: 
Monday, June 22, 2015
Abstract in English: 
This report of the Expert Group on integrated strategic foresight modelling aims to provide advice on how to develop a modelling tool that can integrate knowledge and data from forward-looking activities like foresight, in a transdisciplinary manner that could be used by policymakers. Forward-looking activities have the potential to explore issues via a systems-thinking approach. Integrating the available knowledge into such a system approach requires the development of integrated foresight methods. Such methods can support the Commission in its efforts to enhance the quality of evidence-based policymaking. These methods can proactively identify future policy areas and develop an inclusive agenda for research and innovation that reflects changing societal needs and aspirations. The report considers the current foresight structures employed in the Commission and related institutions, and reviews current ideas about foresight processes for policy development. Concurrent Design Foresight is proposed as a concept that offers the necessary breadth of approach, the ability to allow for conflicting interests and opinions, and the ability to react quickly and in response to the needs of policy development. The expert group concludes that policymakers would benefit from a platform that supports Concurrent Design Foresight, enabling real-time interaction with stakeholders through both non-numerical and numerical modelling. The expert group therefore recommends that the Commission develop such a platform
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67
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EU to DO 2015-2019: Memos to the new EU leadership.

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Date of Editorial Board meeting: 
Publication date: 
Wednesday, September 3, 2014
Abstract in English: 
The new EU leadership – the president of the European Commission and his team of commissioners, and the presidents of the European Council and of the European Parliament – will have to address pressing challenges. Despite the significant steps taken by Europe – among them the creation of a European Stability Mechanism, the start of a banking union, the strengthening of fiscal rules and substantial structural reforms in crisis countries – results for citizens are still unsatisfactory. It is impossible to summarise all the memos in this volume but a common theme is the need to focus on pro-growth policies, on a deepening of the single market, on better and more global trade integration. Reverting to national protectionism, more state aid for national or European champions – as frequently argued for by national politicians – will not be the right way out of the crisis. On the contrary, more Europe and deeper economic integration in some crucial areas, such as energy, capital markets and the digital economy, would greatly support the feeble recovery. But in other areas, less Europe would also be a highly welcome signal that the new European leadership is serious about subsidiarity. Internal re-organisation of the European Commission to ensure that it better delivers would also be welcome.
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168
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Mapping competitiveness with European data

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Date of Editorial Board meeting: 
Publication date: 
Friday, March 6, 2015
Abstract in English: 
Europe needs improved competitiveness to escape the current economic malaise, so it might seem surprising that there is no common European definition of competitiveness, and no consensus on how to consistently measure it.

To help address this situation, this Blueprint provides an inventory and an assessment of the data related to the measurement of competitiveness in Europe. It is intended as a handbook for researchers interested in measuring competiveness, and for policymakers interested in new and better measures of competitiveness.

MAPCOMPETE has been designed to provide an assessment of data opportunities and requirements for the comparative analysis of competitiveness in European countries at the macro and the micro level.
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194
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