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Insurance Industry

Insurance 2025 - Reducing risk in an uncertain future

Date of Editorial Board meeting: 
Publication date: 
Wednesday, March 15, 2017
Abstract in English: 
This report is based on a series of insurance and CxO studies conducted by the IBM Institute for Business Value over the past few years, in combination with a number of informal conversations and discussions with subject matter experts and insurance executives. We look at two key technology waves — cognitive computing and systems decentralization — that will have significant impact on the future of business across industries and that will affect insurance companies and their customers. However, considerable uncertainty surrounds their adoption pattern, and so we will consider scenario planning regarding the various potential outcomes of these two waves:
1.How will cognitive technologies be deployed — as utilities or as proprietary tools?
2.Will operations and decision-making happen on “the edge” in distributed models, or centrally in common processes?
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Number of pages: 
24
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The Future of Financial Services

Date of Editorial Board meeting: 
Publication date: 
Tuesday, June 30, 2015
Abstract in English: 
Rapidly advancing technologies, evolving customer expectations and a changing regulatory landscape are opening doors to disruptive innovation in financial services. From crypto-currencies to big data to peer-to-peer lending, fintech innovations have captured the attention and imagination of customers, investors and incumbents.
However, the nature and extent of the impact that these innovations will have on the financial services industry remains unclear. This document captures the results of a series of multistakeholder dialogues that explored the potential for these innovations to transform the financial ecosystem as well as the risks and opportunities that could emerge from changes in the way financial services are structured, delivered and consumed in the future in the future.
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Number of pages: 
178
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